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SANTA FE, N.M., July 29 /PRNewswire/ -- Strategic Analytics Inc., the leading provider of stress testing and forecasting solutions for retail lenders, announced the launch of an internal division dedicated to providing proven and significant solutions in Mortgage Risk Analytics. The Mortgage Risk Analytics group will be led by Director Dale Cline, an industry veteran with more than twenty years of mortgage experience.

Building upon its proven track record, Strategic Analytics continues to lead the analytics market with the introduction of two innovative products critical to the stable growth and viability of the US retail lending industry.

Strategic Analytics' Mortgage Risk Model offers retail lenders invaluable access to a comprehensive mortgage loan-level database and unsurpassed forecasting technology. The model is efficient, intuitive and transparent providing unmatched accuracy within the field of mortgage analytics. The Mortgage Risk Model easily incorporates significant measures of origination quality, maturation effects and environmental factors into analytical tests that traditional roll-rate modeling methodologies cannot effectively capture.

Strategic Analytics' MBS/ABS Securities Forecasting Service provides an exceptional opportunity for lenders to receive timely and accurate Cash Flow, CPR, CDR and Loss Severity projections enabling them to price and trade mortgage assets with high efficiency. Strategic Analytics advanced modeling software uniquely transforms data from one of the largest repositories of loan-level mortgage data with more than 92% of the RMBS market into usable business intelligence.

Strategic Analytics' Mortgage Risk Model was the only commercially available forecasting solution to predict the US Mortgage Crisis. In 2005, analysis of industry-wide U.S. mortgage data utilizing Strategic Analytics' LookAhead(TM) Software showed that the quality of new originations was deteriorating even though the economy was relatively unchanged and credit scores had not moved. By 2006 and 2007, new originations were of dramatically worse quality and Strategic Analytics' analysis indicated that the mortgage market was heading for an enormous collapse.

The fall in house prices beginning in 2007 meant that distressed loans could no longer be rescued by refinancing. While virtually all other commercial modeling platforms showed no visible stress until 2007 when housing price depreciation was evident, Strategic Analytics' approach provided accurate predictions of loan losses two years earlier.

Strategic Analytics software and services are used by eight of the top ten banks with the largest U.S. consumer loan portfolios as ranked by American Banker.

    For more information:
    Dale Cline, Director, Mortgage Risk Analytics
    Office: +1 505.995.4756; Cell: 704.807.3871
    Email: dcline@strategicanalytics.com

About Strategic Analytics Inc.: Strategic Analytics provides analytical and forecasting solutions that enable banks, consumer finance companies and mortgage lenders to build and manage more profitable and less volatile loan portfolios. Our software and services are used to analyze over $2 trillion in retail loans worldwide. www.strategicanalytics.com